Need an appraisal in Yadkinville or Yadkin County?

The top 7 reasons why North Carolina homeowners hire Christy Walker Appraisal Service:

Get a pre-listing appraisal (whether they're selling the home on their own or using an agent)
Challenge Yadkin County's assessment of your property value
To cut a mortgage payment by removing PMI
Reinstate your Home Equity Line of Credit (or HELOC)
To review a different appraiser's report for verification
In the case of a divorce in the state of North Carolina, when real estate needs to be divided
To determine the true market value of real estate to settle an estate in Yadkin county or North Carolina


	Own a house in or near Yadkinville, North Carolina and need help determining the value of it? Contact Christy Walker Appraisal Service.

We at Christy Walker Appraisal Service understand the unique needs of a homeowner in need of appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For-Sale-by-Owner (FSBO) / Pre-Listing Services

Since you have an emotional attachment to your home, it's often very hard to be objective about it. Our professional appraisers at Christy Walker Appraisal Service are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. A professional appraisal is very crucial as a negotiating tool once you have an attainable buyer, in addition to helping you set a realistic selling price so your home will attract interested buyers. It's something tangible to show the buyer. The appraisal is an independent third party's opinion of your house's market value, not just how much your house is worth. Potential buyers assume you have an emotional attachment to your house and will be much more likely to give credibility to a seasoned appraiser's value estimation than yours.

Challenge Tax Assessment

Your local tax assessor may have your house overvalued if you live in a region that is declining. This means you're paying higher taxes than you should be paying. The earlier you take care of things like this, the better, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting an expert appraisal from Christy Walker Appraisal Service is your #1 weapon.

Need to cancel PMI?

A fashionable way to cut expenses for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is below 80% of the value of your property. In most cases you can apply to your lender to have the PMI canceled from your loan. Christy Walker Appraisal Service is seasoned in helping homeowners just like you get rid of unneeded and unwanted PMI insurance.

Was your HELOC recently frozen?

Your lender just might make the decision to automatically freeze your home equity line of credit (HELOC) if your home is in or near a declining area -- even if your specific property has not declined in value. This can be inopportune from a cash flow angle, and negative on your credit score since it may appear as though that credit line is maxed out. Christy Walker Appraisal Service can help you reinstate your home equity line of credit with a professional appraisal.

We Provide Field and Desktop Appraisal Review Services

Have you just been given a copy of your appraisal and you would like to have a veteran appraiser double-check it for preciseness or do you need a second opinion without the expense and delay of waiting for a whole new appraisal? Christy Walker Appraisal Service offers field reviews where we go out and check the subject and comps. If you need it immediately, we'll provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal you may have had in the past. While typically requested by banks, you may desire to use this service if you suspect mortgage fraud related to your home.