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Christy Walker Appraisal Service provides honest and ethical appraisals for Yadkin County

Christy Walker Appraisal Service upholds the highest professional ethics

Appraising is a profession, and appraisers are professionals. The rigors of becoming a licensed appraiser have increased more than ever before. That's why it goes without question in this day and age that real estate appraisal can certainly be considered a profession as opposed to a trade. As with any profession we must follow strict ethical considerations.

The appraiser's primary obligation is to their client. Typically, for a normal residential appraisal, the appraiser's client is the lender ordering the appraisal, and often the appraisal is ordered by a third party the lender has retained to maintain independence. It follows that appraisers are privy to a lot of information, and like an attorney, can only discuss many of these matters with their client. As a homeowner, if you would like a copy of the appraisal document, you generally should obtain it via your lender.

Other responsibilities include accurate sums appropriate to the nature of the assignment, acquiring and keeping a respectable level of competency and education, and naturally, the appraiser must bear a professional demeanor. Here at Christy Walker Appraisal Service, we take these ethical responsibilities very to heart.

Appraisers may also have fiduciary obligations to third parties, such as homeowners, both sellers and buyers, or others. Normally the third parties are clearly defined in the appraisal report. An appraiser's fiduciary role is only to those third parties who the appraiser is aware of, based on the scope of work or other written parameters of the order.

Christy Walker Appraisal Service has an established track record for producing appraisals with the highest of ethics. Contact us today to learn more.


Appraisers also have duties outside of boundaries of with whom we share information For example, appraisers must keep their work files for at least five years - something else Christy Walker Appraisal Service makes a part of their standard routine.

We require the highest professional integrity possible from ourselves. Working on orders based on contingency fees is not something we can consider. That means we can't agree to do an appraisal report and collect payment on the contingency of the loan closing. Anyone should be able to see that fabricating a home's value to achieve a higher fee is unethical! This isn't how we operate.

Finally, the Uniform Standards of Professional Appraisal Practice (or simply "USPAP") clearly states a violation in ethics as accepting of an assignment that is contingent on "the reporting of a pre-determined result (e.g., opinion of value)", "a direction in assignment results that favors the cause of the client", or "the amount of a value opinion" as well as other situations. We follow these rules to the letter which means you can rest easy knowing we are working hard to get you an accurate home or property value.

As soon as you engage Christy Walker Appraisal Service, we'll make sure you're getting the professional service you deserve along with the honesty and integrity we're known for.